bank-of-americaBank of America is the leading financial institution and multinational banking service corporation of America. It may be defined as the second largest bank in terms of assets holding company. According to Forbes, Bank of America is the eleventh largest company in the world and has been listed accordingly. Bank of America operates through 5,100 centers to provide its products and services. The company holds 16,300 ATM cash counters, call centers and it offers online mobile banking platforms to the customers. Bank of America provides consumer real estate products and services which may include mortgage loan at fixed rate or adjustable rates. These types of products may be offered for purchasing of home or refinancing requirements or home equity loans.

Bank of America is one of the four major banks in the United States. It held 12.2% of all bank deposits in banks of United States in August 2009. Bank of America operates for providing its services to the customers, but may not always operate through retail branches as it may not hold retail branches in all fifty states of United States. The retail branches of Bank of America provide services to 50 million consumers. The customers can check and manage their accounts through online banking.  Customers can enter in his online account by signing his online ID for Bank of America login. By signing in his account, the customer can get access to his of personal or small business account and can check his account balances.

The customers of Bank of America can manage their accounts through online banking and they can pay their bills and can set up alerts. The customer can get home loan assistance program through online access, if he is fighting with home loan repayment. Customers can also avail mobile banking app, can open a new account and other options of links are also available. Customers of Bank of America can open a small business checking account by affording small money. Bank of America offers checking solutions providing convenient mobile access with flexibility and can provide options for various business needs. Real estate loan of Bank of America offers loans for real estate property purchase, for expansion of business, for remodeling of existing facility or for refinancing purpose.

Bank of America offers online banking facility to the customers by signing in and log in the account. It offers personal information management services for a personal account. For a small business, it may offer merchant services, small business online community services. For businesses and institutions, it provides asset based finance portal, cash pro online, leasing portal and so on. With online banking facility of Bank of America, the customers can pay a bill online, make fund transfer, observe balance, manage his own account and so on. With Bank of America, business banking has become easier as the customers can open business account and can avail all the associated facilities. Bank of America provides unique solutions for business needs for the business people. Strong business credit profile refers better financing terms.

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